Dreams. Needs. Donation. Debt.
The four numbers behind every financial decision your guest makes. Capture them once and DnDD works out what they add up to — then lays the goal out year by year, down to what has to happen in week one.
An NSI admin approves distributor access before your first plan.
Anatomy of a plan
Guest
Full name · Phone · Profession · City
Goal
- DreamsShort term · Mid term · Long term
- NeedsFixed · Variable · Periodic
- DebtLoans · Personal · Credit card · Other
Computed by DnDD
Total commitment · Week 1 target
Year → Quarter → Month → Week
What the name means
Four letters. Four numbers that decide everything.
Most plans fail because one of these is missing from the conversation. DnDD puts all four on the same page before a single target is set.
Dreams
What the guest is actually working toward.
- Short term
- Mid term
- Long term
Needs
What their life costs to run, month after month.
- Fixed
- Variable
- Periodic
Donation
What they intend to give back along the way.
Part of the framework. Not captured as a plan input yet.
Debt
What they owe today, before anything else compounds.
- Loans
- Personal
- Credit card
- Other
How it works
Three sittings, and the plan writes itself.
You are collecting a conversation, not filling in a spreadsheet. Everything arithmetic happens after you hit save.
- 01
Capture the guest
Their details, MINT and ABCD profiling flags, then the financial goal and whether they are planning over 3, 5 or 10 years.
- 02
List the four D's
Dreams across three horizons, needs by type and category, and every debt bucket. Plain rows — no spreadsheets, no formulas to remember.
- 03
Read the roadmap
DnDD returns the totals and a dated ladder down to the week. The maths is computed server-side and never recalculated in the browser.
What comes back
A goal is a number. A roadmap is a Monday.
DnDD resolves the inputs into totals, then breaks the goal down until what is left is a single figure for a single week — starting with week one.
- Total commitment
- Dreams, needs and debt resolved into the one figure the plan answers to.
- Dreams total
- Every dream, all three horizons.
- Monthly needs
- With the annual figure beside it.
- Debt total
- All four buckets combined.
Goal breakdown
Every week carries its own target, the running cumulative and the share of the goal reached by then.
Questions
The things people ask first.
Straight answers about access, the maths and what a plan can actually tell you.
Getting in
Start with one guest.
Three steps to an account. Your first plan takes one conversation.
- 1
Create your account
Name, email and phone — nothing more.
- 2
Verify the code
A one-time code confirms it's you.
- 3
Wait for approval
An NSI admin activates distributor access.